Secure Your Investments Anywhere with Fast Bridging Loans

Fast bridging loans

As the business world becomes increasingly dynamic and interconnected, the need for fast bridging loans is more important than ever. Whether you’re a U.S. expat, a global entrepreneur, or an international property investor, securing the funds you need to move quickly on new opportunities is crucial. This is where Global Mortgage Group comes in, offering fast bridging loans to help you finance your urgent projects or property purchases anywhere in the world. What makes it even better is that personal or company financials are not required.

Why Choose Fast Bridging Loans?

Bridging loans are a form of short-term financing designed to ‘bridge’ gaps in your cash flow. They can be a game-changer when it comes to seizing time-sensitive business opportunities, launching new projects, or investing in residential or commercial property abroad. A bridging loan could be the financial instrument allowing you to make your next big move.

The Advantages of Fast Bridging Loans

1. Speed: The major advantage of fast bridging loans is, as the name suggests, their speed. Traditional loan approval processes can take weeks or even months – time that you simply might not have when an opportunity arises. Bridging loans from Global Mortgage Group can be processed quickly, providing the funds you need in a short timeframe.

2. Flexibility: Bridging loans provides the financial flexibility you need to act on opportunities as they arise. Whether you’re purchasing property, funding a new venture, or investing in a time-sensitive project, these loans offer a short-term solution that can be repaid once your primary financing is secured or the property is sold.

3. Ease of Application: Applying for a fast bridging loan with Global Mortgage Group is simple, with no need for personal or company financials. This streamlined process eliminates the typical paperwork hurdles, allowing you to focus on what’s most important – your investment.

4. Global Reach: As the name suggests, Global Mortgage Group has a truly global reach. Whether you’re looking to invest in the bustling metropolis of Tokyo, the coastal areas of France, or the luxury property market of London, fast-bridging loans can help finance your ventures no matter where they are.

Conclusion

In an increasingly globalized world, the ability to move swiftly on investment opportunities can make all the difference. Global Mortgage Group’s fast bridging loans offer a speedy, flexible, and simple solution for short-term financing needs.

Whether you’re a U.S. expat looking to invest overseas or an international investor seeking to purchase commercial or residential property anywhere, fast-bridging loans could be the financial boost you need to secure your next project or property investment. 

Get in touch with us today to learn more about the structures and options of fast bridging loans at hello@gmg.asia.

www.gmg.asia

What is a Bridge Loan?

Commercial Bridge Loan Lenders

What is a Bridge Loan?

A bridge loan is a type of asset-based, short-term loan, typically taken out for a period of a few months to a couple of years pending the arrangement of longer-term financing or an exit such as the sale. It is usually called an asset-based bridge loan in the U.S, a bridging loan in the United Kingdom, or a “caveat loan,” or a swing loan.

What are the benefits of a bridge loan?

Let’s say you’re selling your house and need money to buy another house, but you’re short. In this case, a bridge loan can take care of the financing issue that emerges before your current home sells. Bridge loans fill the gap where traditional lenders cannot provide the speed of funding and flexibility of terms required by the borrower. It is used when financing is fundamental, and a favourable rate is not accessible – think of them as a form of secured debt upheld by collateral.

In addition, bridge loans fund faster than bank loans. Good opportunities don’t last long, which is why using a loan with fewer requirements that closes quickly is an excellent choice. It allows investors to grab a fleeting opportunity before someone else snatches it up.

How can you use a bridge loan?

1. Purchase transactions

In residential real estate, bridge loans are used to rapidly close on a deal before a long-term loan or mortgage with a lower financing cost is acquired. When a homebuyer wants to buy a new property before selling their previous home, a bridge loan can be used to pay off the old mortgage and purchase the new home.

2. Liquidity

Let’s imagine a scenario. Like many of our clients today, Covid has impacted your business and you need capital now. You’ve applied for a loan with your bank, but the lender tells you that it could be weeks before you get your funds or you may not qualify based on current cash flow. You don’t want to play the waiting game. Anything can happen in the time it takes for a “standard” mortgage to be approved and disbursed.

On the other hand, if you own real estate you could use a bridge loan and receive funding with a much shorter turnaround — even as quickly as a week depending on the complexity, location, LTV, and structure.

3. Flexibility

Bridge loans can give you the flexibility you need to buy your dream home in a competitive market. At America Mortgages, we provide U.S. short-term “bridging” loans for overseas borrowers and are certain to find you the right mortgage.

Often America Mortgages Bridge financing is a cheaper alternative to the standard hard money or private lending options, while just as flexible underwriting and fast with the turn around to fund.

America Mortgages provides bridge loan financing for companies, developers, and individuals on a global scale. These interim financing services have been designed to assist real estate investors with financial solutions that offer quick relief in challenging times when liquidity or cash flow is an issue. America Mortgages Bridge has normal terms of 12-36 months with interest-only payments.

4. Delayed purchase exit

Using a bridge for purchase is almost “same-as-cash” and could get your offer accepted when other offers may be tied to “traditional” financing. The big question, how do you exit out of a higher interest bridge loan? The answer is simple; Delayed Purchase.

In a delayed purchase transaction, you can take out a “traditional” mortgage on the property immediately. This allows you to have the advantage of being a “cash buyer” and gives sellers the chance to know the transaction will close while giving you the time and flexibility to obtain a long-term permanent mortgage. Depending on the loan program, this normally needs to be done within three months of closing.

Bridge loan Case Studies

Here are two case studies of America Mortgages Bridge financing solutions:

Canadian investment fund purchases hotel in Texas. Read More.

Chinese National closes US$5.6m purchase with GMG Bridge Loan. Read More.

Get in touch with us today to learn more about the structures and options of short-term bridge financing solutions www.americamortgages.com

America Mortgages Introduces U.S. Bridge Lending

America Mortgages - Offer Bridging Loans

A bridge loan is short-term financing used to facilitate the financing of a property for a short period. It is used to either acquire, maintain or improve a property with quick access to funds while more permanent financing is being arranged.

America Mortgages Bridge is a unique arrangement with various funds globally that gives America Mortgages the ability to source immediate asset-based capital in most countries worldwide. America Mortgages has funds and lending partners specializing in U.S.A., SE Asia, Central Asia, Europe, Central America, and the Caribbean. These unique relationships and volume give America Mortgages a lot of negotiating power on behalf of the client.

Regardless if you’re in the U.S., Singapore, Hong Kong, HCMC, or Phnom Penh, America Mortgages Bridge is a viable short-term financing option to assets you may own globally and wish to keep but have a short term liquidity issue. In many cases, these events are unforeseen and can be resolved in a few months to a year. We understand the situation and the implications and, in most cases, take a loan from application to funding in a matter of 10 days. In most cases, we don’t like to exceed 55%LTV (loan-to-value); however, in some cases, we have been able to secure as high as 70% LTV. Anyone that knows bridge financing – that is extremely aggressive.” Robert Chadwick | America Mortgages

AMERICA MORTGAGES OFFERS BRIDGE FINANCING ON A VARIETY OF PROPERTY TYPES:

  • Commercial buildings
  • Hotels and casinos
  • Land
  • Warehouses
  • Retail shopping centers
  • Mixed-use residential
  • Apartment buildings
  • Luxury homes
  • Multi-family commercial

REASONS COMPANIES OR INDIVIDUALS APPLY FOR BRIDGE FINANCING:

  • Avoiding foreclosure
  • Quick close on the property
  • Partner Buy-Out
  • Financing a project beyond standard bank limits
  • Pay off debt

“When America Mortgages issues a bridge loan, a viable exit strategy is in place before the loan ever funds. Normally America Mortgages Bridge loans, regardless if they are in Vietnam, Cambodia, Hong Kong, or the U.S., the terms are relatively the same. 12-36 months interest-only payments with rates ranging from 9%-15% depending on the location, the rule of law, and the collateral. More often than not, with the proper time frame, we can refinance these assets into long-term financing through America Mortgages’ commercial or residential mortgage programs.”Robert Chadwick | America Mortgages

Often America Mortgages Bridge financing is a cheaper alternative to the standard hard money or private lending options, while just as flexible underwriting and fast with the turn around to fund. Both are non-standard loans acquired due to short-term or uncommon situations. A bridge loan term may be closed, only available for a pre-determined time, or open with no fixed payoff date. There may be a required payoff after a specific date. America Mortgages Bridge has normal terms of 12-36 months with interest-only payments.

America Mortgages provide bridge loan financing for companies, developers, and individuals on a global scale. These interim financing services have been designed to assist real estate investors with financial solutions that offer quick relief in challenging times when liquidity or cash-flow is an issue.

As one of the leading International property bridging finance companies in the market, we pride ourselves on creating long-term client-lender relationships.

Get in touch with us today to learn more about the structures and options of short-term bridge financing solutions hello@americamortgages.com.